Grant & Weber is a third party debt collection company. They have filed thousands of civil lawsuits against consumers and have placed levies on bank accounts and have garnished consumer's wages. Contact information is as follows:
26575 W. Agoura Rd.
Calabasas, CA 91302
1.800.333.1656
Keep Calm
Shouting won't get you anywhere! When conversing with a debt collector from Grant & Weber try to keep calm. You are speaking to them to gather information and possibly negotiate on behalf of your credit score. Keep your temper under control. Be polite and professional. If a debt collector thinks they have a chance to get payment from you they will be more apt to listen to what you have to say. If necessary, ask to speak to a supervisor.
Document the Conversation
Get a paper and pen ready. You are going to have a lot of leg work to do. Try to get the debt collector's full name and possibly employee number. Ask for a direct phone number if possible and of course a mailing address and fax number. Take notes. Document the entire conversation.
Get it in Writing
Ask the debt collector to send you proof that this is indeed your debt. Better yet, tell the debt collector you will be mailing them a validation request. You can find sample validation request letters online. Keep a copy of your letter and any correspondence from Grant & Weber. If this is your debt and you intend to pay it or negotiate for a lower payoff have all of your conversations about the debt in writing. You will need it later!
Use Certified Mail
For all written correspondence use certified mail through the U.S. Postal Service. You will be able to prove you mailed what you said you mailed and that Grant & Weber received it. You will be communicating with Grant & Weber quite a lot and getting every piece of mail certified might seem daunting but you will be glad you have the documentation.
Be Organized
Once you have worked diligently and negotiated to have the derogatory mark removed from your credit report, it up TO YOU to take action with the three main credit bureaus and mail all documentation to them. It's your credit score and it's your responsibility to make sure it's accurate. The process is not impossible but it is very time consuming and requires quite a bit of follow up.
You might want to employ the services of a credit repair expert. We suggest Lexington Law Office. They are a staff of experienced credit attorneys. They move quickly to repair your credit report and score.
"I just want to share with you my story about how my credit situation. If you are someone struggling with bad credit, then I was walking in your exact same shoes...
And today - if you look behind me - this is the house that I bought.
So, obviously my credit situation has changed.
Basically, while I was in college I ran up my credit cards and acquired a lot of unmanageable debt which destroyed my credit rating.
About a-year-and-a-half ago when I went to try to buy a house, the banks laughed at me and made me feel bad about what happened in college. (They basically implied that I was a deadbeat SCUMBAG even though it really wasn't all my fault).
I knew that I had to fix my credit, but didn't know how to do it myself so I went to Lexington Law.
Now, literally within several months, I was able to purchase a $300,000 new home without any trouble at all obtaining a mortgage.
So instead of going into banks with bad credit and being looked at as a scumbag, the banks were more than willing to help.
In fact, when I applied for my mortgage and the banker ran my credit, he came back and was saying...
"Wow! Sure thing sir. We'd love to help you out."
Lexington Law literally changed my life.
I went from being the person who has bad credit to being the person who is living in what I consider my dream home at age 29.
Some examples of the things that were on my report that are now gone were: all sorts of charge offs, collections, and I even had credit report judgments listed against me (which I heard is one of the worst things you can have on your credit.)
I had basically every kind of negative listing shy of a bankruptcy.
Lexington Law has raised my credit score at least 237 points. I just checked my FICO score which is now a 737. When I started with Lexington Law, it was below 500!"
I encourage anyone struggling with bad credit to pick up the phone and give Lexington Law a call.
It was super-encouraging to see my credit score improve each month as the negative items were deleted from my credit reports. I thought some of the bad credit was permanent since creditors misled me into believing that delinquent information would stay on my credit report for the next seven years.
However, through their dispute process and "goodwill interventions," Lexington Law proved it is possible to remove any questionable negative item. (it is the same as pleading 'not guilty' in a court of law).
Additionally, the paralegal assigned to my case showed me other credit rebuilding techniques such as:
Deleting the negative credit items like charge offs and the credit card judgment, combined with the credit rebuilding techniques, rapidly improved my credit score. In fact, in month two my score went up 74 points!
After living with bad credit for so long, it was really encouraging to see that I was making progress in the right direction.
Not only did the attorneys at Lexington Law show me results, they also provided excellent customer service along the way. If you are someone who enjoys that "personal touch", then you may like how Lexington Law assigns a paralegal to your case.
My paralegal (Stephanie) was always available to discuss the status of my case over the phone and email. Even though I didn't expect or ask for it, my attorney would also periodically give me a call to check in.
Here are some strategies Lexington Law used to delete the really stubborn bad credit - such as the credit card judgment:
You can also access you case online anytime you like. (I enjoyed logging in just to see all the deletions!)
If you are struggling with a bad credit score because of negative credit items, then I truly hope that you start repairing your credit today. I know how humiliating bad credit is and I know how easy it is just to 'sweep it under the rug' and pretend it will go away on its own.
I realize that your situation is probably a little different than mine, however, Lexington Law has already deleted questionable charge offs, a credit card judgment, late payments, collection items, and inquiries from my credit report and raised my credit score to a 737!
Here is a shot of my credit score online last month -:
To get started repairing your credit, call Lexington Law today direct at:
1-800-232-2903 (toll-free)
Or, if you want a Lexington Law paralegal to call you, click here.
