Need a 707 Credit Score?

Find out how it may be possible for you!

You’re Probably Asking, “Can I Really Repair My Credit Reports?”

The answer is YES! Credit repair is your legal right. Don’t let anyone tell you otherwise. Here is a true story. The results speak for themselves.

How I deleted charge offs, collections, and late payments -
AND raised my credit score 177 points!

I went through some hard financial times a little while back. I lost my job and as a result I struggled to pay my car payment and credit card bills. I was devastated financially and emotionally.

I tried working with my creditors, but they made it almost impossible. Many of the credit card accounts were reported as “charge offs” to the credit bureaus without my knowledge.

To make matters worse, collection agencies got involved. They began checking my credit without my consent, which I was told hurt my credit score. There were also duplicate entries for the same accounts.

I wanted to start over. I knew I had to clear up the bad credit and raise my credit score or else it would haunt me when I needed a loan. I decided to hire professional credit repair attorneys. I signed up for a free credit repair consultation with Lexington Law and their paralegal was so helpful and knowledgeable that I chose to sign up for their service.

You can get free help too! Sign up
here for your free credit consultationFREE Credit Consultation

Lexington Law started the credit repair process almost immediately and cleared up four negative credit items after only 30 days! Take a look at my progress below.

Track your score for each month you've been a customer.

It was great getting the deletion letters in the mail each time an item was removed.
Take a look at my actual deletion letters below.

Our investigation of the dispute you submitted is now complete.
Below are the results of your request for Equifax to reinvestigate certain elements...

They even deleted things that I had totally given up on. Lexington Law’s credit attorneys even cleared up other negative items including a medical collection item, charge offs and a judgment. I monitored my score each month and saw that my score was steadily improving.

This item was removed from your credit report.

My credit score is now 707 (which is above the national average). And it continues to improve every month. I actually look forward to checking my credit score.

Get your complete credit score with tips for improvement.

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You can improve your score too! Click here to get started with Lexington Law, or simply fill out the form below for your own free, no obligation credit consultation.

How Does Credit Repair Work?

Credit repair consists of two phases:

  1. Removing the negative listings from your credit report
  2. Adding new, positive listings

Since most creditors will reject you if you have even one or two negative listings, your first priority should be to repair any negative listings.

For instance, after bankruptcy your credit report will show many negative listings including the bankruptcy filing, bankruptcy discharge and numerous "included in bankruptcy" listings. (such as any credit cards included in the bankruptcy)

While removing a bankruptcy from your credit report is no easy proposition, it is possible and surely worth the effort.

Top 5 Most Damaging Negative Credit Items

Charge Offs - a charge off often results in two negative listings - one from the original creditor and any successive collection agency

Judgment/Public Record - a judgment can often attach to your home or personal assets

Collection - even a single default can lead to a string of collections on your credit history

Bankruptcy - a bankruptcy remains on your credit for up to 10 years (this is 3 additional years as compared to other types of delinquency)

Repossession - repossessions are a major headache when applying for a mortgage or car loan

Not Ready for Credit Repair Now?

If you have too much debt, then credit repair may not be the right solution for you. Debt settlement/consolidation may be a better route to help you get back on track.

Get free debt help.FREE Debt Consultation

Reduce your debt by up to half including:

  • Credit card debt
  • Phone bills
  • Medical bills
  • Any unsecured debt